Description |
Earn enhanced cash back rebates up to 1.25% on eligible purchases.
Your rebate will be automatically applied to your account on an annual basis.
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Earn points for the dollars you spend. Points can be redeemed
for air line tickets, car rentals, hotel stays, events, and many other prizes. Visit CURewards to
review your merchandise and travel opportunities. |
KFCU’s Freedom of Choice Visa® Platinum credit
offers one of the lowest interest rates nationwide. It’s the ideal choice if you keep a balance. Rates
are as low as 0.75% below prime1 based on your credit score.
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Program Structure
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0.50% up to $2,499.99 in purchases
0.75% from $2,500 to $4,999.99 in purchases
1.00% from $5,000 to $14,999.99 in purchases
1.25% on purchases over $15,000
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You earn 1 point for every $1 purchase. Points can be redeemed
for some great prizes:
- Airline tickets starting at 30,000 pts.
- Merchandise (prizes) starting at 2,500 pts.
- Car rentals starting at 6,250 pts.
- Hotels starting at 10,000 pts.
- “Experiences” starting 5,300 pts.
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If you are not interested in the Cash Back Rebate or CU Rewards
program, you may want to choose the Low Rate option and benefit from lower payments.
The Low Rate option features a .50% discount off of our standard rate making KFCU’s Freedom of
Choice Visa® Platinum credit card one of the lowest non-teaser interest rates in the nation.
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Additional Program Features |
If you do not choose a benefit program, you will automatically
be enrolled in the Cash Back Rebate program. |
New accounts will receive a bonus 5,000 pts upon the first use
of their new card for purchases.
Points will not expire for 5 years from date of purchase. |
The interest rate is variable and adjusts with the Prime Rate
on a quarterly basis.
The rate is capped at 18% APR (including index plus margin). |
