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Home > Real Estate Center > CU Realty Services...
CU Realty Services
Kirtland Federal Credit Union is pleased to provide comprehensive real estate services through our partnership with CU Realty Services, Inc. This members-only benefit gives home buyers and sellers:
- Unrestricted access to the same database of home listings the real estate agents use... complete with photos!
- Research of comparable sales and housing prices with new states and real estate agents continuously joining the program.
- A "report card" on local schools, including student-teacher ratios, class sizes, and programs.
- Neighborhood demographics and maps.
- And, best of all... a REBATE of up to 20% of the real estate agent's commission whenever you buy or sell through a CU Realty-approved Agent! We'll even give you a list of local agents to choose from!
This innovative program puts you in the driver's seat. You have complete control over your house-hunting or selling and can make informed decisions with all of the facts in-hand. When you're ready to buy, Kirtland Federal Credit Union offers a wide range of mortgage loans to choose from. Consider getting pre-approved for a mortgage to save time!
Getting started is easy!
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Sign up for an account by providing basic contact information, designating a password, and answering a few simple questions. Be sure to select "Kirtland Federal Credit Union" as your Credit Union Affiliation.
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When your sale or purchase is complete, simply notify CU Realty, fill out a brief member satisfaction survey, and enjoy your rebate -- which could equate to hundreds -- or even thousands -- of dollars!
The average rebate paid to members on homes
bought or sold using CU Realty is $1,360!
Click here for a rebate breakdown!
Put your savings towards reducing the sales commission, trimming your closing costs, lowering your mortgage points, discounting your end-sales price, or take the money as "cash back" at closing and use it to fund your move or new furnishings!
The possibilities are endless, the savings valuable, and the program is another members-only benefit of Kirtland Federal Credit Union!
Member Rebates
Buy... Sell... and Save! Using CU Realty Services, Inc., you can earn a rebate worth up to 1% of the price of the home. This could mean hundreds of dollars to apply to your closing costs or immediately use for furniture or home improvements.
To estimate your rebate, multiply the real estate agent's commission by 20%. For example, if you're selling a $175,000 home using an agent who earns a 3% commission:
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the agent's commission is $5,250
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20% of the agent's commission is $1,050
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so you'll get $1,050 to spend as you wish
You receive your rebate 30 to 60 days after close of escrow. You can use the rebate to reduce the overall cost of the home and closing costs -- or take as cash for any purpose you choose. Consult your tax advisor about how to report your rebate.
CU Realty Rebate Program |
Purchase Price |
Rebate* |
$100,000 |
$600 |
$150,000 |
$900 |
$200,000 |
$1,200 |
$250,000 |
$1,500 |
$300,000 |
$1,800 |
$350,000 |
$2,100 |
$400,000 |
$2,400 |
$450,000 |
$2,700 |
$500,000 |
$3,000 |
$550,000 |
$3,300 |
$600,000 |
$3,600 |
$700,000 |
$4,200 |
$800,000 |
$4,800 |
$900,000 |
$5,400 |
$1,000,000 |
$6,000 |
*The chart above illustrates the approximate rebate a buyer or seller would receive based upon an estimated commission rate of 3% The rebate will be adjusted accordingly if the commission is higher or lower than 3%.
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