Conventional 30-year adjustable rate mortgage that has a fixed rate for five years, then adjusts every year thereafter.

This mortgage has a lower starting rate than the 30-year fixed mortgage. Those who expect to be selling / moving quickly are able to buy "more home."

Purchase / Refinance

Home / 1-4 Units

Up to $750,000

Based on property type, loan-to-value, and owner-occupation and PMI requirements

30 Years

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