Kirtland FCU branches will be closed Monday, November 12 in observance of Veterans Day.

Online & Mobile Banking will be unavailable on Monday, November 12 from 8 a.m.–12 p.m. MST while we perform system maintenance.

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Routing Number: 307070050
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Financial Independence Is

spending wisely

2018 Skip-A-Pay is here! Save your payment for something more important—like presents.
FIND OUT HOW

never going alone

For 60 years, Kirtland FCU has been a trusted financial partner. Where can we help you go?
learn more

owning a home

Our mortgages stay home—we'll never sell your loan!
SEE HOW

driving happy

With rates as low as 3.24% APR*, local financing, and easy payments, Kirtland FCU is your choice for buying your next vehicle.
FIND OUT HOW

living in retirement

It’s the beginning of a new chapter. What will your story say?
START NOW

What’s Your Goal?

Our products and personal service can get you there.

I WANT TO BUY A CAR

With competitive rates and unbeatable service, we can help you drive away in the vehicle you want with payments you can live with.
EXPLORE AUTO LOANS

I NEED A NEW HOME

Choose from a wide variety of mortgage programs and partner with a team of friendly and knowledgeable mortgage experts.
FIND YOUR HOME

I DREAM OF TRAVELING

Take your trip, and earn cash back while you’re at it with the Independence Credit Card’s unlimited Cash-Back rewards program.
COMPARE CARDS

I NEED TO PLAN FOR RETIREMENT

Investing for retirement starts with Kirtland Financial Services. Talk to an advisor today and start walking the path to a confident future.
START PLANNING

How Can We Help You Today?

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This Is Banking Made Easy

Save time and money with these FREE tools from Kirtland FCU. Because banking should be easy!

Online Banking & Bill Pay

Bank in your jammies, if you want to. Your secure Online Banking account gives you 24/7 access—pay bills, schedule transfers, and more.
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Mobile Banking

Wherever you are, we’re there too. Our free, secure Apple and Android banking apps put you in control of your money. Anytime, anywhere.
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e-Statements

Sign up to receive your monthly statements conveniently in Online Banking, faster than traditional paper statements.
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Security

It’s a dangerous world out there for your money. That’s why we employ the best technology to monitor your accounts and protect you from fraud and theft.
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30,000 Nationwide ATMs

With 30,000 ATMs in the CU Anytime and CO-OP Network, you’re always close to your money.
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The Independence Debit Card

This little red card is backed by the go-anywhere, buy-anything power of Visa and offers you exclusive Purchase Rewards in your Online Banking account.
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Here’s What Our Members Are Saying

Andrew H.
The staff was able to replace my credit card while I waited there, instead of the customary 7–10 working days. Now, THAT is helpful.
Testimonial
Member Since 1979
Megan O.
Kirtland FCU's staff members are extremely friendly and are always trying to help however they can.
Testimonial
Member Since 2006
Mike and Tina R.
We have had nothing but pleasurable experiences with Kirtland FCU, in person and over the phone. They're always courteous, professional and best of all, quick to answer questions and solve any issue.
Testimonial
Member Since 2000
Rick H.
I'm in real estate. With Kirtland FCU mortgage closings, there are no concerns which makes the loan signing much easier. It shows that Kirtland FCU strives for perfection with their field of membership.
Testimonial