Routing Number: 307070050
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Kirtland Federal Credit Union logo

Empowering Your Financial Independence

You can achieve it. Experience the Kirtland FCU difference.
Bank

Banking Without The Bank

Kirtland FCU isn’t a bank. Big, impersonal, for-profit—that’s not us. Like all credit unions, we’re a not-for-profit financial cooperative. We’re dedicated to empowering the financial independence of members who are largely ignored by or lost in the crowd at the big banks.
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Full-Service Banking

You might think that with our level of dedication, our services would be limited. At Kirtland FCU, you’ll find everything you could want from a financial institution—checking, savings, investing, loans, mortgages, and more, all backed by the latest technology and accessibility.
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Dedicated To Community

Our middle name could be “Local”. With four branches in Albuquerque and on Kirtland AFB, Kirtland FCU is a true community partner. Our employees live and work alongside you, so we’re especially dedicated to supporting school, charities, and community programs.
Downtown ABQ

Empowering Members’ Financial Independence

Every tool we offer is designed to simplify your life by eliminating the financial stress in your life and empowering you to take control and save and borrow smarter.


 
State Of The Credit Union 2016 Annual Report

The Kirtland FCU Mission – Why We Exist

To exceed the financial expectations of our members—principally those in the military and organizations who support the defense of our nation. At Kirtland FCU, our field of membership is top of mind. A large portion of that mission is to support those who defend our country, and we’re proud to partner in the financial success of these very special individuals.
Woman

The Kirtland FCU Vision - Who We Want To Be

To be recognized by our members as their most trusted financial partner. We will continue to grow and adapt to changes in our membership, marketplace, and environment. Trust is earned. As a not-for-profit financial cooperative, Kirtland FCU is able to truly empower our members’ financial independence, even as the financial world around them becomes more difficult to navigate. We’re working to ease our members worries and help them build for the future.
Customer service

Kirtland FCU Core Values

Trustworthiness
We strive to be an institution you can trust with your finances.​
Respect
We’ll treat you with dignity and unparalleled friendliness.
Responsibility
When we say we’ll do something, we do it.
Fairness
Your interests are always top of mind.​
Caring
We promise to always treat you with compassion and understanding.
Citizenship
We’re dedicated to making our community a better place.

Join Now

Three easy ways to join.

Click

Apply for membership online when it works for you—24 hours a day, 7 days a week.
LET’S GO

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328
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Visit

Stop by any of our four convenient branches to join.
FIND A BRANCH

Here’s What Our Members Are Saying

Mike and Tina R.
We purchased a used car for our oldest son and financed through Kirtland FCU with a very favorable rate and payment. Our son witnessed the entire transaction from dealership to funding, so it was a learning experience for him.
Testimonial
Member Since 2000
Rolando and Erin G.
Kirtland FCU is great! Friendly and reliable.
Testimonial
Member Since 1993
Megan O.
Kirtland FCU helped me start my business and establish my financial security with support and guidance. They're family!
Testimonial
Member Since 2006
William O.
Kirtland FCU is like the family and friends who come to your side, supporting your goals and future endeavors.
Testimonial
Member Since 1991
Membership eligibility required. Over 200 ways to join, including NM National Guard, Reserve, active duty or retired military being served by KAFB; contractors, employees, or retirees of businesses who work on or with KAFB under contract with the U.S. Government; and family members of eligible or existing members.