×
Routing Number: 307070050
Search
Search Our Site
Type a word or phrase in the search field below. If you are unable to find the information you are looking for, please contact us.
Kirtland Federal Credit Union logo

Calculate Your Balance Transfer Savings

With rates as low as 8.00% APR*, the Independence Credit Card can save you money every month with a balance transfer.
Card numbers
 

Calculate Your Savings

See how much a balance transfer with the Independence Credit Card could save you.


Once you’ve generated the estimate, click Save or Apply Now to send us your information. A member representative with Kirtland FCU will follow up to answer any questions or get your application started.

Pay Your Debt Faster

Are you carrying a balance on a high-interest rate credit card? The Independence Credit Card could save you money every month with a lower interest rate.

LOWER YOUR PAYMENTS

A lower interest rate means a lower total balance that you’ll need to pay back. If your goal is to pay off your balance in a certain time frame, you can lower your monthly payment and still achieve that goal with a lower interest rate.
Low Price Icon

ELIMINATE DEBT FASTER

If your goal is to pay off your balance as quickly as possible, or you have a fixed monthly payment you can afford, a lower rate can help. A lower total payback amount means you’ll reach payoff faster compared to the same balance with a higher rate.
Debt Icons

CONSOLIDATE DEBTS

These savings compound when you combine multiple high-interest rate cards into one low-rate Independence Credit Card with Kirtland FCU.
Budget Icon
The Independence Credit Card is the last card you’ll ever need SEE WHY

GET STARTED

Three easy ways to apply.

Click

Apply online when it works for you—24 hours a day, 7 days a week.
LET’S GO

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328
Phone not Being Used Icon

Visit

Stop by any of our four convenient branches to start your application.
FIND A BRANCH
Membership eligibility required. *APR=annual percentage rate. Rates effective the first of each month and are subject to change at any time without notice. Actual rate and credit card approval are dependent on credit worthiness, and other factors. Any generated estimate using this calculator does not constitute an agreement or guarantee of any rate.