Trying to call? Hold times may be increased due to higher-than-normal call volume.

Routing Number: 307070050
Search Our Site
Type a word or phrase in the search field below. If you are unable to find the information you are looking for, please contact us.
Kirtland Federal Credit Union logo

Member Banking Services

Think what you could get done if you had the right tools and no one standing in your way. That’s what Kirtland FCU is all about. And if you do need assistance, we’re here for that, too.

You don’t function just 9–5. Your credit union shouldn’t either. With Online and Mobile Banking, you have the tools to handle your money when and where you need them. Secure, fast, and hassle-free.


Online Banking

If you have a computer, you have free and secure 24-hour access to your accounts online. Once you’re registered for Online Banking, log in to: 
  • Check balances on your loans, accounts, certificates, and credit cards
  • Schedule transfers
  • Pay bills
  • Send money to friends with PopMoney
  • Transfer money to an account at another institution with External Transfer
  • and more!

Mobile Banking

Bank on the go with the Mobile Banking app that received a 100% customer satisfaction rating in 2016. Download the app now on your Android or Apple device to: 
  • Log in securely with your fingerprint (on supported devices)
  • Check balances on your loans, accounts, certificates, and credit cards
  • Schedule transfers
  • Pay bills
  • Deposit a check via Mobile Deposit
  • Locate ATMs and branches with your map app
  • Send money to friends with PopMoney
  • Add your Kirtland FCU debit and credit cards to your digital wallets (Apple Pay, Google Pay, or Samsung Pay) for fast, easy access!

Itunes App link Android app link

Money Management

This is mission control for your money.
Money Management is a free budgeting and money management tool you can use to view and manage your complete financial picture. Accessible right from your Online Banking account and your Mobile App, Money Management allows you to:
  • View all your accounts, including those at other financial institutions, in one place for a truly 360-degree view of your financial situation.
  • See where your money is going with intuitive, easy-to-read graphs and charts.
  • Set and track goals and set alerts to keep you on the right path.
  • Make a budget (or let Money Management do it for you based on your spending history!)



Call To Get Started! 1-800-880-5328

Member Services

Send your money anywhere you need it to go, and take advantage of a variety of other services that make it easy to get it done.


Send Money 

  • Account Transfer - Move your money between your Kirtland FCU accounts in Online and Mobile Banking.
  • External Transfer - Transfer money between your Kirtland FCU account and an account in your name at another financial institution through Online or Mobile Banking.
  • PopMoney - Pay anyone with just a phone number, e-mail address, or account information through Online or Mobile Banking.
  • Wires - Send money anywhere with easy wire transfer service. Come in to any location to schedule a wire transfer.
Man looking at phone

Other Member Services

  • Safe Deposit Boxes - Safe deposit boxes are available for rent at our Montgomery, Gibson, and West Alameda branches. Choose sizes from 3" x 5" up to 14" x 27".
  • Notary Services - We can notarize your documents at any branch location. 
  • Cashier’s Check – Stop by any branch to get an official check.

Welcome To The Insighter Blog

The latest news. Upcoming events. Valuable tips and how-to's from the experts. It's all here at the Insighter Blog.








Personal Finance



Forms and Other Services

It’s nitty gritty time. Learn how Kirtland FCU can save you a little money at tax time, and find all the documents you need in one convenient place.


Receive a discounted federal filing at tax time through TurboTax. Log in to get started.
Log In

Terms and Details

(a.k.a. Legal Mumbo Jumbo) Our accounts and products are great, but we do have a few rules, too.
Read Now


Browse the document library to find and download the documents you need, quickly and easily.

Ready to Switch?

Three easy steps.

Join Kirtland FCU

Become a member when it works for you–24 hours a day, 7 days a week.
Let's Go

Notify your payers/payees

Redirect any direct deposit or automatic payments to your new account.
We Can Help

Close your old account

Close your old account and deposit any remaining funds into your new account.
Find a Branch
Fees may be associated with various member banking services. See the fee schedule for complete details. Data charges by your mobile device provider may apply and are the responsibility of the device owner. KFCU Mobile Banking is compatible with iOS 9.0 and Android 4.3 or later, and is available for download from the App Store (iPhone), App Store (iPad) and Google Play Store (Android). Person to person payments (PopMoney) requires access to KFCU Online Banking and registration for services. All transfers are subject to daily and monthly transfer limits.