Branches are open! Bring your mask and be prepared for a few changes to stay safe during your visit.  LEARN MORE.

Kirtland FCU branches will be closed Saturday, July 4 in observance of Independence Day.

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Welcome To The Insighter!

Explore the latest happenings at Kirtland FCU and learn about important topics from around the financial world. Here’s your insight!
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News

The long-awaited Coors Pavilion Branch, the second Kirtland FCU location on Albuquerque’s westside, is finally open for business.

“It’s 1,112 square-feet of pure awesome!” says Sarah Horten, Kirtland FCU Chief Retail and Lending Officer.

Kirtland Federal Credit Union’s newest branch—and the first on the westside in more than 15 years—is now open in the Coors Pavilion at the northwest corner of Coors Blvd. and St. Josephs Drive.

This modern, full-service branch brings Kirtland FCU’s banking and loan services right where our members need them—on the growing westside of Albuquerque! The branch is located at 4101 Coors Blvd. NW, Suite B, right next to Starbucks and across the street from St. Pius High School.

“This is our second micro-branch,” said Tom Shoemaker, President and CEO of Kirtland FCU. “It’s an intimate space that our members are going to love. We put our efforts not into building a gigantic space but into providing a better, more personalized experience for every member.”

SMALL BUT MIGHTY
Don’t let the size fool you; this new location is a full-service branch. You can do it all—open an account, apply for a loan, make deposits and withdrawals, investment services and get help with all of your account needs—six days a week.

NO COINS
This newest addition to the Kirtland FCU branch family is also be the first to be 100% coinless. That’s right, no dropping coins on your way out the door! This feature creates a whole lot of space for a better member experience, but it does mean that you cannot deposit or withdraw coin at this new branch. Need to cash a check with cents? You’ll have two options.
  1. SAVE THE CHANGE! Just add the extra cents to your checking or savings account. You’ll have saved for an extra coffee next door in no time at all!
  2. ROUND UP! Take a few extra cents from your checking or savings account to make your withdrawal a whole dollar amount.
The Coors Pavilion branch features updated décor, the latest in banking technology, and an easy and enjoyable experience for members. 

Coors Pavilion Hours:
  • Monday-Thursday: 9:00 a.m.–5:00 p.m.
  • Friday: 9:00 a.m.–6:00 p.m.
  • Saturday: 9:00 a.m.–3:00 p.m.


WE’RE OPEN! MOSTLY

In the midst of the coronavirus pandemic, all of Kirtland FCU’s branches closed their doors for the safety of our members and our employees. As numbers trend downward, we’ve made the decision to reopen all of our branches with some new protocols in place to ensure everyone banks safely—and this includes the brand-new Coors Pavilion location.
  • Wait outside. You’ll be asked to wait outside the branch until admitted by an employee.
  • Wear your mask. Per state mandates, you need to wear a mask while in the branch. You will be asked to momentarily lower your mask for identification before your transaction begins.
  • Follow directional signs. We’ve set up a particular flow in our branches to encourage social distancing. Watch for the signs on the floor. 
In addition to these measures, staff members will also be sanitizing all surfaces frequently and between each member transaction. If aren’t comfortable wearing a mask or following these protocols, we’re happy to serve you in the drive-thru (our West Alameda branch offers westside drive-thru service), over the phone at 1-800-880-5328 (Call Center Hours), or online with Online and Mobile Banking. 

Read all the latest about Kirtland FCU’s response to the coronavirus pandemic.


WHO CAN JOIN? 

Kirtland FCU welcomes members from all over Albuquerque! There are more than 200 ways to qualify for membership at Kirtland FCU. Stop by any branch to find yours or visit KirtlandFCU.org/Join to get started! 

We can’t wait to see you at Coors Pavilion!
Coors Pavilion not near you? Find another Kirtland FCU branch.

 

News

This is no ordinary band of superheroes.
 
The newly formed Scam Squad, a cooperative of agencies and community partners formed by the Albuquerque Consumer Financial Protection Initiative (CFPI), has a mission to educate the public about the threat of scams and help those who have been targeted by scammers.
 
CFPI Director Karen Meyers, who joined the City to head consumer protection efforts after stints with President Barack Obama’s Consumer Financial Protection Bureau and the office of New Mexico Attorney General Gary King, said, “Scams can happen to anyone, but knowledge is the best way to avoid losing money or becoming a victim. The Scam Squad will work to improve information on how to avoid scams through cross-agency collaboration, targeted outreach and more effective response to consumers seeking help.”
 
The Scam Squad recently released tips and tricks to avoid becoming a victim of scams:
 
  • BEWARE IMPOSTERS Scammers often pretend to be someone you trust, like a government official, a family member, or a company you do business with.
  • DON’T SEND MONEY OR GIVE OUT PERSONAL INFORMATION in response to an unexpected request – whether it comes as a text, a phone call or an email.
  • DO AN ONLINE SEARCH. Google a product name or company with words like “review,” “complaint” or “scam”. You can even search for phone numbers to see if other people have reported them as scams.
  • DON’T BELIEVE CALLER-ID. Technology makes it easy for scammers to fake caller ID information, so the name and number you see aren’t always real. If someone calls asking for money or personal information, hang up. If you think the caller might be telling the truth, call back to a number you know is genuine.
  • DON’T PAY UPFRONT FOR A PROMISE. Someone might ask you to pay in advance or send a fee for things like credit and loan offers, prizes or a job. If you do, they will probably take the money and disappear. Hang up. Don’t engage. Con artists want you to make decisions in a hurry. They might even threaten you and play on your fear. Slow down, check out the story, do an online search, talk to someone who might know. Before you give up your money or personal information, talk to someone you trust.
  • CONSIDER HOW YOU PAY FOR SOMETHING. Credit cards are safest. Wiring money through Western Union or MoneyGram is risky because it’s nearly impossible to get your money back. That’s also true for reloadable cards (like MoneyPak or Reloadit) and gift cards (like iTunes or Google Play). Venmo or Zelle is safe ONLY IF YOU KNOW THE PERSON. To be safe, do not use a Debit card with an unknown person or company.
  • HANG UP ON ROBOCALLS. If you answer the phone and hear a recorded sales pitch, hang up. These calls are illegal, and often the products are bogus. Don’t press 1 to speak to a person or to be taken off the list.
  • DON’T TRUST FREE TRIAL OFFERS. Some companies use free trials to sign you up for products and bill you every month until you cancel. Before you agree to a free trial, research the company and read the cancellation policy.
 
No matter the medium for the scam—phone, text or e-mail—these signs should send up ALL your red flags:
  • Person claims to be from the government and asks for money. 
  • Person asks you to pay upfront to get a prize or gift. 
  • Person asks you to wire money, put money on a prepaid card or gift card and send it to them. 
  • Person asks for access to your money, through ATM, bank accounts. 
  • Person asks you for personal information, like your social security number or bank account number. 
  • Person pressures you to “ACT NOW’ or threatens jail or arrest.
 
Knowing the signs is one thing. But just how are you supposed to respond? What’s the right thing to do? Let’s look at a couple situations:
 

The Scam: Your phone rings. The Caller ID says IRS, but you’ve never had dealings with the IRS before.

How To Avoid:
  • Ignore the phone call. The IRS will never call you unprompted (they’re mail people).
  • If you do answer the call, feel free to HANG UP AT ANY TIME if any of the above red flags appear.
 

The Scam: You check your e-mail and see a new message that appears to be from the Social Security Administration. They’re informing you of an issue with your SSN and tell you to click a link or call a phone number to solve the issue.

How To Avoid:
  • Click on nothing and delete the e-mail! Just like the IRS, the Social Security Administration will never send you an unprompted e-mail. The mention of an urgent issue is a big red flag.
 
SCAM SQUAD SAYS: Bottom line, if you don’t know the sender or caller, ignore it. If you believe you have been targeted by a scammer, contact the FTC to report the scam.

Need to report a scam? Learn how!


 

News Home Loans

You dreamed of a home, and so did Kirtland Federal Credit Union’s home loan team.

On the northeast corner of Jefferson and Osuna, a transformation has been underway in expectation of Kirtland Federal Credit Union’s new Home Loan Center. This centrally-located office now houses all of Kirtland FCU’s mortgage and home loan services under one roof for the first time in their 60-year history.

Mortgages? Check. Home equity services? Check. Education and learning opportunities. Check, check! If it’s home-related, it’s happening here at the Kirtland Federal Credit Union Home Loan Center, which proudly opened its doors on May 1, 2019.

Thinking of buying your first home? Exploring a home equity loan or line of credit? Come see the local experts at the Home Loan Center!

“Masters of mortgages. Heroes of homebuying.”

Kirtland FCU is Albuquerque’s home loan leader. Every step of the process is done locally, right here in Albuquerque. And after you get the keys and unpack the boxes, all your payments are made right here, too. You’ll never send a check out of state.
 
Even if you’ve already talked with someone else, apply and see how Kirtland FCU compares.
 
Great rates. No hidden fees. Local payments and services.
 
Let’s get moving!

Kirtland Federal Credit Union – Home Loan Center

HOURS:
Monday–Friday 9:00 a.m.–5:00 p.m.
Saturday 9:00 a.m.–1:00 p.m.
Sunday CLOSED

ADDRESS:
6700 Jefferson NE
Suite D-1
Albuquerque, NM 87109

Apply today at
KirtlandFCU.org/HomeLoan.

 
An equal housing lender. Financing available for properties in New Mexico only. All loans are subject to approval. Membership eligibility required. See a representative for complete details.

News


On Wednesday, January 23, 2019, Kirtland Federal Credit Union’s newest branch opened inside the Base Exchange (BX) at Kirtland Air Force Base.

This modern full-service branch replaces the old Kirtland AFB branch, bringing better banking closer to the bustling center of base life—a convenience for members and a thrill for Kirtland FCU employees.
 
“It’s been so much fun!” said Tom Shoemaker, President and CEO of Kirtland FCU. “Seeing that small space transform into a truly beautiful, cutting-edge branch has been a thrill. And we know our base members will love it, too.”

Don’t let the size fool you; this new location is a full-service branch. You can do it all—open an account, apply for a loan, make deposits and withdrawals, and get help with all of your account needs.

You can even take care of your banking on Saturdays! And a new CU Anytime ATM is located just outside the front door.

The branch features updated décor, the latest in banking technology, and an easy and enjoyable experience for members. 

A grand opening celebration is planned for Friday, February 22, 2019 at the new branch. Everyone, members and non-members, are invited to come tour this latest branch, meet the staff, and enjoy goodies.

WHO CAN JOIN? 

Everyone with base access is eligible to join Kirtland FCU, not just military members. The base itself is a community of military families, DOD and DOE employees, base contractors, and employees of the many businesses that operate on base.

Do you have base access? Stop by and say hi! 
 

FIND OUR HOURS
 

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