It’s a major milestone—buying your first home! The process can seem complex, but you can be ready to shop like a pro with this FREE introduction to the home buying process, just for first-time homebuyers like you! Learn the best way to get started, learn about important program like Jump Start: down payment assistance, and meet the Kirtland FCU experts with decades of experience in the home buying and home loan industries.

Don’t miss this upcoming Road-Ready Auto Sale at Houston Wholesale Cars Thursday, July 25, Friday, July 26 and Saturday, July 27! Road-Ready events are partnerships between Kirtland FCU and local dealerships to bring you the right car at the best deal you can find. Pick out your new car and say “I’m financing with Kirtland FCU”!

Every Road Ready sales event offers:
• Great rates 
• 60 days no payments
• Kirtland FCU onsite to help get you into your new car

There are many important financial milestones for consumers. To help prepare for a positive financial future—without sacrificing fun—we take a realistic approach to managing finances. We’ll cover SMART goals, getting financially organized, building a budget, controlling expenses, wiping out debt, and much more!

Presented by: Balance Financial Learning

How will your Social Security impact your retirement? An hour of your time could greatly impact your social security income. At the “Social Security: A Retirement Income Cornerstone“ seminar you'll learn about:
• Social Security basics
• Age-claiming impacts
• Considerations for married couples
• Special options for widows and divorcées
Before you attend, visit www.ssa.gov to get a free copy of your Social Security statement. Bring it with you to the seminar.

This seminar is now full. Click below to join the mailing list.


Presented by: Keith Hardy

Investing is one of the smartest things consumers can do to secure a brighter financial future. Every investor has different goals, risk tolerance, and cash flow, which will impact savings and investment choices. Participants will learn about savings strategies and tactics, investment tools, and how to develop an investment portfolio that works with their lifestyle and budget.

Presented by: Balance Financial Learning

Investing is one of the smartest things consumers can do to secure a brighter financial future. Every investor has different goals, risk tolerance, and cash flow, which will impact savings and investment choices. Participants will learn about savings strategies and tactics, investment tools, and how to develop an investment portfolio that works with their lifestyle and budget.

Presented by: Balance Financial Learning