KFCU Service Fees

Fees effective as of August 1, 2015.

Coin Counting Machines

Members 3%
Active Duty Military (in uniform) No Fee
Youth Club Members No Fee

Checking Fees

Freedom-Plus Checking
Service Charge

$7.00 per month with paper statements
$5.00 per month with electronic statements

FREE with any one of these options:

  • $2000 average daily balance in Freedom-Plus Checking account
  • $300 monthly direct deposit to any share account within the membership
  • 10 debit card transactions on any share account within the membership
Military Checking
Service Charge None
e-Checking
Service Charge

$5.00 per month

FREE with both a $300 monthly direct deposit and monthly e-statements

DBA (Doing Business As) Checking
Service Charge $10.00 per month

Account Fees

Cash Advance (Credit Card) 1% of transaction ($3.00 minimum)
Chargeback $5.00 per item
Check Copies $2.00 per check
Closing Checking Account (less than 30 days old) $10.00
Collection Foreign Items $5.00 minimum (varies)
Courtesy Pay $30.00 per item
Negative Account Balance $5.00 per month
NSF (Insufficient Funds) $30.00 per item
Online External Transfer $2.00 per transfer
Online PopMoney Payment $2.00 for 3-day; $4.00 for next-day
Stop Payment - Check $25.00 per request (Free if done on KFCU Online)
Stop Payment - ACH $25.00 per request
Uncollected Funds $30.00 per item

Other Service Fees

Account History $2.00 per month
Account Reconciliation $15.00 per hour
Account Research $15.00 per hour
Cashier's Check $2.00 per check
Cashier's Check Replacement $3.00 per check
Check Re-Order Fee (in person) $10.00 per order (Free if done on KFCU Online)
Check Rush Order Fee $23.00 - 43.00 per order (varies)
Dormant Account $5.00 per month (after one year)
Fax / Copy Services $2.00 per page
Legal Process $15.00 per item
Money Order $2.00 per item
Notary Public $2.00 per matter
Online Bill Pay Free
On-Us Check Presentment $3.00 per item
Signature Guarantee (Medallion) $2.00
Skip-A-Pay $25 per payment
Statement Copy $2.00 per copy (Free if done on KFCU Online)
Temporary Checks $2.00 per page
Wire Transfer (Domestic) $15.00
Wire Transfer (International) $30.00

EFT Fees

Develop ATM Film Up to $100.00
Replace ATM / Debit Card $5.00 per card
Replace Credit Card $10.00 per card
Rush Order ATM / Debit $25.00
PIN Replacement / Change $2.00

Safe Deposit Box Fees

Drilling of Boxes $200.00 per box
Rental Size 3" x 5" $17.00 per year
Rental Size 3" x 10" $33.00 per year
Rental Size 5" x 10" $50.00 per year
Rental Size 10" x 10" $83.00 per year
Rental Size 14" x 10" $110.00 per year
Rental Size 14" x 27" $250.00 per year
Replace One Lost Key $25.00 per key
* All safe deposit boxes are 21.25 inches long.

Share Value

Par Value of One Share $25.00

Online Banking


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