FHA Mortgages

If you want to be a home owner but can't afford a large down payment, an FHA mortgage is the perfect vehicle to guide you on the path to your own home. With as little as a 3.5% down payment, you can get a 30-year or 15-year fixed-rate mortgage loan, backed by the U.S. government, and you can become a proud owner of your very own home. FHA mortgages are only available on primary residences, and are not available for condominiums, manufactured homes or investment properties.


Consider Obtaining a Pre-Approval!

Pre-approval allows you to shop for a home, knowing exactly what you can afford. Improved bargaining power with the seller and real estate agent is an added benefit. Pre-approved buyers are able to close the deal on their home more quickly... which saves time and money! Be prepared by reviewing our Required Documents Checklist and apply for a mortgage pre-approval today!

Apply for a mortgage today!


FHA 30-Year Mortgage

This mortgage requires a minimal down payment of 3.5%, and is a protection against rising interest rates.

  • Fixed rate, 3.5% minimal down payment
  • Protection against rising interest rates, long-term occupancy
  • Borrow up to $275,665 (FHA's maximum loan amount) for purchasing or refinancing a home
  • 30 year fixed-rate mortgage

Check out our great rates!

FHA 15-Year Mortgage

This is a great product for those wishing to build equity or pay their loan off sooner. It provides protection against rising interest rates, and has a lower rate than the 30-year fixed mortgage. A minimum down payment of 3.5% is required.

  • Fixed rate, 3.5% minimal down payment
  • Protection against rising interest rates, long-term occupancy
  • Borrow up to $275,665 (FHA's maximum loan amount) for purchasing or refinancing a home
  • 15 year fixed-rate mortgage

Check out our great rates!

How to Apply

Online Banking


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