IRA / Share Certificate Rates

The following rates are effective:
March 1 - March 31, 2017

IRA / CERTIFICATES OF $500 - $4,999 APY APR
     
3 MONTHS 0.54% 0.54%
6 MONTHS 0.60% 0.60%
12 MONTHS 0.82% 0.82%
24 MONTHS 1.19% 1.18%
36 MONTHS 1.51% 1.50%
48 MONTHS 1.78% 1.77%
60 MONTHS 1.95% 1.93%
     
IRA / CERTIFICATES OF $5,000 - $9,999 APY APR
     
3 MONTHS 0.59% 0.59%
6 MONTHS 0.65% 0.65%
12 MONTHS 0.87% 0.87%
24 MONTHS 1.24% 1.23%
36 MONTHS 1.56% 1.55%
48 MONTHS 1.84% 1.82%
60 MONTHS 2.00% 1.98%
     
IRA / CERTIFICATES OF $10,000 - $49,999 APY APR
     
3 MONTHS 0.64% 0.64%
6 MONTHS 0.70% 0.70%
12 MONTHS 0.92% 0.92%
24 MONTHS 1.29% 1.28%
36 MONTHS 1.61% 1.60%
48 MONTHS 1.89% 1.87%
60 MONTHS 2.05% 2.03%
     
IRA / CERTIFICATES OF $50,000 - $99,999 APY APR
     
3 MONTHS 0.69% 0.69%
6 MONTHS 0.75% 0.75%
12 MONTHS 0.97% 0.97%
24 MONTHS 1.34% 1.33%
36 MONTHS 1.66% 1.65%
48 MONTHS 1.94% 1.92%
60 MONTHS 2.10% 2.08%
     
IRA / CERTIFICATES OF $100,000 - $199,999 APY APR
     
3 MONTHS 0.74% 0.74%
6 MONTHS 0.80% 0.80%
12 MONTHS 1.02% 1.02%
24 MONTHS 1.39% 1.38%
36 MONTHS 1.71% 1.70%
48 MONTHS 1.99% 1.97%
60 MONTHS 2.15% 2.13%
     
IRA / CERTIFICATES OF $200,000 AND MORE APY APR
     
3 MONTHS 0.79% 0.79%
6 MONTHS 0.85% 0.85%
12 MONTHS 1.08% 1.07%
24 MONTHS 1.44% 1.43%
36 MONTHS 1.76% 1.75%
48 MONTHS 2.04% 2.02%
60 MONTHS 2.20% 2.18%

Note on Certificates: Unless otherwise paid, dividends will compound monthly. Paid and accrued dividends may be withdrawn at any time during the certificate term without penalty. Any other premature withdrawal will result in a penalty in accordance with the account agreement disclosure. Other changes may be made during the renewal grace period which is 10 calendar days following the date of maturity.

You may request further information concerning fees and applicable terms by calling our Telephone Service Center at (505) 254-4369 or (800) 880-5328.

1. APY - Annual Percentage Yield
2. APR - Annual Percentage Rate

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