KFCU National Youth Savings Month Scholarship Essay Contest

As part of our celebration of National Youth Savings Month, Kirtland Federal Credit Union is offering three scholarships ($500, $350, and $250)* to our graduating high school senior members who will enter college or trade school in the fall of 2017.

To win a scholarship, the senior must write an essay on the topic "The best thing I’ve ever done with my own money”. In other words, assuming you’ve ever spent money that was either given to you or that you earned through chores or working, please describe the best thing you ever did with those funds. If help is needed, we suggest visiting BALANCE's Financial Fitness Program page, where you can find free informative videos, podcasts, and other helpful information.

Contest Rules

  • The essay cannot exceed 500 words and must be submitted no later than 11:59pm MST, Friday, May 12, 2017 to jruiz@kirtlandfcu.org with the subject "2017 Scholarship Submission".
  • Please make sure the essay is double-spaced and includes your name, phone number and e-mail address as the heading (these words do not count towards the 500 word limit).
  • We only want YOUR thoughts and words. At the bottom of the essay, you must type "I, (your first and last name) pledge that I alone developed these ideas and wrote this essay without assistance from any adult." These words do not count towards the 500 word limit.
  • Only seniors who are members of Kirtland Federal Credit Union are eligible for these scholarships. We will announce the winners on our website and social media accounts on June 2nd. The winners will be also be notified by phone.
  • By submitting your essay, you agree to allow your name to be released to the public, and to allow your essay to be published on our website.


Judging criteria are:

  • Content (creativity, ability to coherently express ideas)
  • Spelling
  • Grammar
  • Punctuation

A committee of impartial judges will select the winners; judges will be members of the Credit Union's Supervisory Committee and/or Advisory Committee (volunteers). Winners must provide contact and student ID information for their chosen college, university or trade school; the Credit Union will send payment by mid-June.

We look forward to reading your essay. Should you have any questions, please call (505) 254-4329 or e-mail jruiz@kirtlandfcu.org.

* Each winner's tax liability, if any, is the sole responsibility of that winner.

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