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Vehicle Loans

Whether you're in the market for a new or used car, a motorcycle, or a recreational vehicle, Kirtland Federal Credit Union has a vehicle loan that can have you on the road in no time. We even have loans available for aircraft and hot air balloons - apply today!

Click here to apply for a loan today!

If you are looking for a used car or truck, visit Credit Union Auto Services, Inc. (CUASI)'s website to view their inventory or use their automobile locator service to find the perfect car for you.

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Automobile Loans

Whether you're purchasing a new or used car or truck or refinancing your current vehicle, KFCU's automobile loans are the perfect vehicle to get you the money you need.

  • Loan amount based on value of vehicle
  • Variable terms, based on age of vehicle

1st Auto Loan for Airmen

Active-duty military members with little or no credit history can take advantage of Kirtland FCU's partnership with local auto groups to make their first vehicle purchase.

Kirtland FCU provides oversight of auto contracts with dealerships to make sure you get the best rates and service possible.

  • No co-signer required
  • Open to all military personnel (as defined in the Military Lending Act), regardless of residency
  • Minimum of six months in USAF or military service; LES required

Current Rates

Recreational Vehicle Loans

Looking to get on the road with a new RV or on the water with a new boat? Kirtland Federal Credit Union will make sure you're enjoying yourself with a recreational vehicle loan! With flexible terms up to 180 months on new and 120 months on used RVs and boats, you won't have to worry about high payments - so relax. We've got you covered.

  • Loan amount based on value of vehicle
  • Maximum terms up to 180 months, based on age and value of RV/boat

Current Rates

Motorcycle Loans

If you're looking to ride with two wheels on the open road, let us take care of your financing needs with a motorcycle loan from Kirtland Federal Credit Union. With flexible terms up to 48 months or 60 months (depending on the age of the vehicle you're financing), we can get you back in the saddle in no time flat.

  • Loan amount based on value of motorcycle
  • Maximum terms up to 60 months, based on age and value of motorcycle

Current Rates

Aircraft / Hot-Air Balloon Loans

We are your wingman when it comes to your finances - let us be your wingman in the air as well! Kirtland Federal Credit Union offers loans for airplanes and hot air balloons with terms up to 144 months, so when other financial institutions leave you grounded, come to KFCU to get a lift!

  • Borrow up to 80% of the value of your aircraft or hot-air balloon
  • Maximum terms up to 144 months

Current Rates

How to Apply

Online Banking


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