Youth Savings Accounts

Our youth savings accounts are divided into two savings clubs - the Koala Club for children ages 5-12 and Club F.I.T. for teens ages 13-17. Each club offers unique benefits and teaches our young members financial responsibility - with fun rewards available as well!


Koala Club

Koala ClubKFCU's Koala Club is our savings club for children ages 5-12. Each child member can earn gift cards for regular deposits, displaying financial literacy, and in celebration of his/her birth month.

Account Benefits

  • A great way to encourage children to save money and gain financial literacy!
  • Federally insured through NCUA
  • Earns dividends
  • Easy access via ATM, US Mail, TellerPhone, CU Always, in-person, and KFCU Online
  • Quarterly e-newsletter
     

Dividends Paid

Same rates as our Main Share savings account, paid monthly on the average daily balance.

Monthly Service Fee

None1

Minimum Deposit to Open

$25

Balance Requirement

$25

Access where, when and how you like

  • Free, secure access to KFCU Online
  • More than 50,000 ATMs worldwide
  • Four convenient branch locations in Albuquerque
  • CU Always telephone access 24/7
     

Koala Club Rewards

Koala Club members are eligible for rewards like movie tickets, gift cards - even a stuffed koala bear! - as they accumulate stamps on their stamp cards for making regular deposits, displaying financial literacy and also in celebration of their birth month.

Once you've accumulated enough stamps to claim a reward, fill out our Youth Savings Redemption Form and send it along with your original completed stamp card(s) to:

Kirtland Federal Credit Union
Attn: Marketing and PR Department
P.O. Box 80570
Albuquerque, NM 87198

You can also bring the completed Redemption Form and your original stamp card(s) to any Kirtland FCU branch, and we'll take care of everything for you. Your reward will be mailed within 3-5 business days after we receive your forms.

Coindexter Club

The Coindexter Club is a Web-based game which immerses children in the virtual world of Econopolis, where they’ll learn to perform chores, have a job, run their own company and manage their virtual earnings through fun mini-games. Buying and selling shares of Econopolis businesses exposes kids to the Stock Exchange, and much like real life, the outcome of their transactions is influenced by other Coindexter Club gamers.

Go to kirtlandfcu.org/coindexter to create your online account* – it’s free to play, and a fun way to learn about money and financial literacy!

The Econopolis Observer is the official newspaper for the web based game of Coindexter, which teaches kids about saving, spending, earning and investing money (a stock market game) as well as doing chores and the value of property insurance. The newsletter keeps Koala Club members up-to-date on all of the current happenings in the virtual city of Econopolis, including web based promotions that can earn the member a prize. It also includes a message from Koda, our Koala Club mascot, and informs members of events happening for youth club members at Kirtland FCU. The newsletter is personalized to each youth club member, and is mailed to the address listed on the youth club account.

Coindexter Club screenshot

* Children should have their parents’ permission before signing up for and playing Coindexter Club.


Club F.I.T.

Club F.I.T. (Financially Independent Teens)KFCU's Club F.I.T. (Financial Independent Teens) is our savings club for teens ages 13-17. Each teen member can earn gift cards for regular deposits, good grades, displaying financial literacy, and in celebration of his/her birth month.

Account Benefits

  • A great way to encourage teens to save money, earn good grades and gain financial literacy!
  • Federally insured through NCUA
  • Earns dividends
  • Easy access via ATM, US Mail, TellerPhone, CU Always, in-person, and KFCU Online
  • Quarterly e-newsletter
     

Dividends Paid

Same rates as our Main Share savings account, paid monthly on the average daily balance.

Monthly Service Fee

None1

Minimum Deposit to Open

$25

Balance Requirement

$25

Access where, when and how you like

  • Free, secure access to KFCU Online
  • More than 50,000 ATMs worldwide
  • Four convenient branch locations in Albuquerque
  • CU Always telephone access 24/7
     

Club F.I.T. Rewards

Club F.I.T. members are eligible for rewards like movie tickets and gift cards as they accumulate stamps on their stamp cards for making regular deposits, earning good grades, displaying financial literacy and also in celebration of their birth month.

Once you've accumulated enough stamps to claim a reward, fill out our Youth Savings Redemption Form and send it along with your original completed stamp card(s) to:

Kirtland Federal Credit Union
Attn: Marketing and PR Department
P.O. Box 80570
Albuquerque, NM 87198

You can also bring the completed Redemption Form and your original stamp card(s) to any Kirtland FCU branch, and we'll take care of everything for you. Your reward will be mailed within 3-5 business days after we receive your forms.

Club F.I.T. Quarterly Stamp Card Winners

Every quarter we have a drawing from all of our completed stamp cards from Club F.I.T. members for $50 VISA Gift Cards - congratulations to this quarter's winners!

Eric Barry, Dovie Garcia, Josiah Garcia, Connor Squires and Caleb Ruiz

Remember, you can win a $50 VISA Gift Card as well - just complete your Club F.I.T. Stamp Card and turn it in with a Youth Savings Redemption Form, as described above.

2015 High School Senior Scholarship Winners

As part of National Credit Union Youth Savings Week in April, KFCU conducted our annual college/trade school scholarship contest for members who are graduating High School Seniors. KFCU awarded three scholarships. The 500-word (max) essay topic was: "My Plan to Establish Good Credit History". This year we had seven submissions and all were very well done. Our panel of judges were volunteers from our Supervisory and Advisory Committees. To see the winning essays, click on each winner's name.

Congratulations to our 2015 winners:

First Place ($500):  Holly Davis
Second Place ($350):  Jackson Brunetto
Third Place ($250):  Virginia Sumner

1 Transaction limitations apply, per Regulation D

Online Banking


Forgot your
ID/Password?
> More information Banking Demo