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Routing Number: 307070050
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Member Banking Services

Think what you could get done if you had the right tools and no one standing in your way. That’s what Kirtland FCU is all about. And if you do need assistance, we’re here for that, too.

You don’t function just 9–5. Your credit union shouldn’t either. With Online and Mobile Banking, you have the tools to handle your money when and where you need them. Secure, fast, and hassle-free.

Online Banking

If you have a computer, you have free and secure 24-hour access to your accounts online. Once you’re registered for Online Banking, log in to: 
  • Check balances on your loans, accounts, certificates, and credit cards
  • Schedule transfers
  • Pay bills
  • Send money to friends with PopMoney
  • Transfer money to an account at another institution with External Transfer
  • New to Online Banking? Give us a call at 1-800-880-5328 to get set up.

Bill Pay

Never miss a payment again when you sign up for Bill Pay in Online Banking! Bill Pay lets you manage your finances more efficiently and save time by paying all your bills in one place.
  • Schedule automatic payments
  • Make one-time payments
  • Pay bills at home or on the go with Online and Mobile Banking

Mobile Banking

Bank on the go with the Mobile Banking app that received a 100% customer satisfaction rating in 2016. Download the app now on your Android or Apple device to: 
  • Log in securely with your fingerprint (on supported devices)
  • Check balances on your loans, accounts, certificates, and credit cards
  • Transfer money between your accounts—even accounts at other financial institutions
  • Pay bills
  • Deposit a check via Mobile Deposit
  • Locate ATMs and branches with your map app
  • Send money to friends with PopMoney
  • Add your Kirtland FCU debit and credit cards to your digital wallets (Apple Pay, Google Pay, or Samsung Pay) for fast, easy access!

Mobile Check Deposit

Need a branch or ATM to deposit a check? With free Mobile Check Deposit, all you need is your phone or tablet!
  • Step 1: Log into Mobile Banking
  • Step 2: Snap a photo of the front and back of your check
  • Step 3: Confirm the account and amount
Just remember to write “For Mobile Deposit Only” in the endorsement area and sign the check. NOTE: Once this endorsement is made, the check can no longer be cashed at a branch or ATM

Money Management

This is mission control for your money.
Money Management is a free budgeting and money management tool you can use to view and manage your complete financial picture. Accessible right from your Online Banking account and your Mobile App, Money Management allows you to:
  • View all your accounts, including those at other financial institutions, in one place for a truly 360-degree view of your financial situation.
  • See where your money is going with intuitive, easy-to-read graphs and charts.
  • Set and track goals and set alerts to keep you on the right path.
  • Make a budget (or let Money Management do it for you based on your spending history!)


This is the convenient, secure—and free!— way to receive your monthly account statements! Keep your valuable information out of your mailbox and out of identity thieves’ hands when you sign up for e-Statements through Online or Mobile Banking
  • 24/7 access through Online and Mobile Banking
  • Receive an alert when your statement is ready
  • View, print, and download up to 18 months of statement history
  • View images of checks
  • Available for your personal checking, savings, credit card, certificate of deposit, and money market accounts


Popmoney, available through Online and Mobile Banking, is the easy, safe way to pay friends, split a bill, send last-minute gifts, and more!
  • Pay anyone with an e-mail address or phone number
  • No need to carry cash or checks
  • Keep information private with no need to exchange account numbers
Simply log in, click Move Money, then External Transfers and select Pay Other People. Popmoney transactions will incur a small fee.

Purchase Rewards

The Purchase Rewards program saves you money with personalized cash-back rewards—simply for shopping with your Kirtland FCU debit card!
  • Step 1: Log in to Online or Mobile Banking
  • Step 2: Activate your personalized offers
  • Step 3: Use your Kirtland FCU debit card to make your purchase, and earn cash back

Member Services

  • Safe Deposit Boxes - Safe deposit boxes are available for rent at our Montgomery, Gibson, and West Alameda branches. Choose sizes from 3” x 5” up to 14” x 27”. Please call 1-800-880-5328 to check on availability. A waiting list may apply depending on your desired location.
  • Notary Services - We can notarize your documents at any branch location. 
  • Cashier’s Check – Stop by any branch to get an official check.
  • Wires – Send money anywhere with easy wire transfer service from any location. Cutoff times apply. See a representative for details.
  • Fee Schedule – understand the different services we provide and their applicable fees.

Call To Get Started! 1-800-880-5328

Forms and Other Services

It’s nitty gritty time. Learn how Kirtland FCU can save you a little money at tax time, and find all the documents you need in one convenient place.


Receive a discounted federal filing at tax time through TurboTax. Log in to get started.
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Terms and Details

(a.k.a. Legal Mumbo Jumbo) Our accounts and products are great, but we do have a few rules, too.
Read Now


Browse the document library to find and download the documents you need, quickly and easily.

Ready to Switch?

Three easy steps.

Join Kirtland FCU

Become a member when it works for you–24 hours a day, 7 days a week.
Let's Go

Notify your payers/payees

Redirect any direct deposit or automatic payments to your new account.
We Can Help

Close your old account

Close your old account and deposit any remaining funds into your new account.
Find a Branch
Fees may be associated with various member banking services. See the fee schedule for complete details. Data charges by your mobile device provider may apply and are the responsibility of the device owner. KFCU Mobile Banking is compatible with iOS 9.0 and Android 4.3 or later, and is available for download from the App Store (iPhone), App Store (iPad) and Google Play Store (Android). Person to person payments (PopMoney) requires access to KFCU Online Banking and registration for services. All transfers are subject to daily and monthly transfer limits.