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Sandia Mountains

Kirtland Federal Credit Union Offers Homebuyer Assistance Program

10:01 PM
Albuquerque, NM
Contact: Joanie Griffin 505-261-4444, jgriffin@griffinassoc.com

Kirtland Federal Credit Union has launched its Jump Start program to help qualifying home buyers make the down payment on their new home. Jump Start is a down-payment assistance grant program. The program provides up to 3% of the purchase price of a new home (maximum $6,000) to qualifying buyers to use toward their down payment on a mortgage not to exceed $200,000.
Without a home to sell, getting the funds together to pay the down payment can be a huge barrier in the mortgage process,” explained Sarah Horten, Kirtland FCU’s Chief Retail & Lending Officer. “This program is for first-time homebuyers or those who haven’t owned a home for at least three years.
To qualify for the Jump Start program, applicants must:
  • Make no more than $65,500 for a 1–2 person household or $74,750 for a 3+ household;
  • Use the Jump Start funding toward a 30-year fixed mortgage only;
  • Remain in the loan for at least four years;
  • And contribute at least $500 toward the down payment.
For more information, to view terms and conditions/restrictions, or to see if you qualify for Jump Start assistance, stop by the new Kirtland Federal Credit Union Home Loan Center on the northeast corner of Jefferson and Osuna, or visit KirtlandFCU.org/JumpStart.
What’s great about Kirtland Federal Credit Union is that every part of the mortgage process is local, completed at the Home Loan Center,” Horten added. “Payments never need to be sent out of state, and our home loan experts are right here to answer questions about Jump Start or any other home loan question.
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