Routing Number: 307070050
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PERSONAL LOANS

If you need funds for a vacation, a project, or need to consolidate debt, a signature loan from Kirtland FCU may be the solution you need.
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LINES OF CREDIT

A personal line of credit is perfect for handling any recurring or unexpected expenses. Your line of credit can even provide Overdraft Protection for your Kirtland FCU checking account.
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MILITARY LOANS

Kirtland FCU offers several loan programs exclusively for the men and women of our U.S. armed forces.
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SECURED LOANS

Secure your loan with your savings account or certificates for your lowest possible rate. It’s a great way to build credit, and it allows you to access and use your savings funds without liquidating them.
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Personal Loan Programs

Borrow what you need, make your payments and manage your account online any time, day or night, and get back to life. It’s worry-free borrowing.

Personal Line of Credit

A personal line of credit is a fantastic way to handle any unexpected expenses. Once your line is established, borrow what you need, when you need it. Your line of credit can also be selected to cover you in the event of an overdraft from your checking account, saving you money.
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Start-Up Loan

Military members, if you’re working to establish a credit history, the Start-Up loan is made for you. Borrow up to $1,000 with no collateral, no cosigner, and terms up to 18 months. Just provide a copy of your LES to qualify.
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Signature Loan

Get the funds you need for any expense with a signature loan from Kirtland FCU. Consolidate other debt or pay for a vacation—anything. Enjoy competitive rates and terms up to 60 months, along with the friendly service and account management tools that you expect.
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Deployment Loan

There’s no greater sacrifice than fighting for your country. If you’re preparing to deploy, the Deployment loan offers you the opportunity to borrow up to $1,000 for a maximum 12-month term at a low rate. Your first payment may even be deferred up to 60 days.
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Secured Loan

Access the money you already have in a savings account or a certificate without liquidating the account—you’ll continue to earn interest. It’s like having your money and spending it, too!
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Asset Recovery Kit (ARK) Loan

If you need quick cash, don’t head for a payday lender. This short 30-day term loan is specially designed to provide cash up to $500 to active-duty military personnel.
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Estimate your loan payment now. Let’s go

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Apply online right now, or tomorrow night. Or whenever it’s convenientfor you!
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Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328
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Stop by any of our four convenient branches.
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Membership eligibility required. Usual credit criteria apply. Startup, Deployment & ARK loans are for active duty military only. Different rates apply to different loans and depend upon terms. See a representative for complete details.