Experiencing a financial hardship because of the Three Rivers Fire? We can help! Call us at 1-800-880-5328 to learn more.

Kirtland FCU will be performing system maintenance on Sunday, May 16 between 10:00 a.m. and 3:00 p.m. Online, Mobile, and Telephone Banking will be intermittently unavailable.

Routing Number: 307070050
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Your savings is the foundation for financial independence.

Save For Today

Ensure that unexpected expenses don’t threaten your financial independence.
See Your Savings Options

Save For Tomorrow

Dream bigger, save bigger. Higher-yield savings accounts can help you save faster than traditional options.
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Save For The Future

College and retirement—the milestones are closer than you think. We have the tools to make sure you’re prepared.
Explore Retirement and Education Savings

Savings Accounts

Choose the savings option that fits your unique goals.

Savings Accounts

It starts simply—open a savings account with as little as $25, and start saving your way to financial independence.
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These term savings accounts offer high interest and maximum return. Choose terms from 3 months to 60 months.
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Insured Money Management Accounts (IMMAs) offer more flexibility and a higher interest rate than traditional savings accounts.
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Retirement & College Savings Accounts

College and retirement are two of the biggest milestones you’ll ever save for. An IRA or ESA makes it easy to reach your goal.
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See, move, and control your money—however and whenever it works for you. That’s true financial independence.
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Here’s What Our Members Are Saying

Rick H.
I'm in real estate. With Kirtland FCU mortgage closings, there are no concerns which makes the loan signing much easier. It shows that Kirtland FCU strives for perfection with their field of membership.
Megan O.
Kirtland FCU's staff members are extremely friendly and are always trying to help however they can.
Member Since 2006
Andrew H.
The staff was able to replace my credit card while I waited there, instead of the customary 7–10 working days. Now, THAT is helpful.
Member Since 1979
Mike and Tina R.
We have had nothing but pleasurable experiences with Kirtland FCU, in person and over the phone. They're always courteous, professional and best of all, quick to answer questions and solve any issue.
Member Since 2000
Membership eligibility required. Kirtland FCU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details. A member must open and maintain at least one share (savings) account with a minimum balance before any other account may be opened. Your savings are federally insured to at least $250,000 by the NCUA. For detailed account information and disclosures, refer to the Truth-In-Savings Disclosure and Membership and Account Agreement. Account triggered fees and charges that may be assessed against your account are disclosed in the fee schedule.